Farm Insurance

Farm InsuranceFor over 25 years Jones & Associates Insurance has specialized in serving the agriculture communities of Northwestern Ontario. We pride ourselves on the knowledge and support we provide our clients.  Whether you run a small hobby farm or a large agricultural operation, we can customize a policy that suits your needs.

Get a Farm Insurance Quote

 

We are proud to partner with experienced insurers that have been in the market place for over 100 years.

Heartland Farm Mutual Inc. formed in January 2016 from the merger of North Waterloo Farmers Mutual and Oxford Mutual.  These two parent companies bring together a combined total of more than 250 years of experience serving rural Ontario’s insurance needs.

Originally established as a fire insurance company for the Northern townships of Waterloo County, Heartland (North Waterloo Farmers Mutual) has continually expanded its scope to include its present day insurance coverage for all of Ontario.

Farm Coverage

  • Poultry
  • Dairy
  • Hog
  • Beef
  • Goats
  • Horses
  • Sheep
  • Crops/Greenhouses
  • Replacement Cost
  • Barns & Outbuildings
  • Business Interruption (Loss of Income)
  • Equipment & Machinery
  • Livestock
  • Farm Produce
  • Farmers Accident/Injury
  • Farm Liability
  • Hobby Farms

Newer farms may qualify for enhanced coverage through one of their specialized “Elite” programs:

  • Elite Dairy Insurance
  • Elite Dairy Goat Insurance
  • Elite Poultry Insurance
  • Elite Equine Insurance
  • Elite Cash Crop Insurance

They are committed to serving the unique needs of rural Ontario, with special coverage options for:

  • Antique Tractor Coverage
  • Solar FIT and MicroFIT Sytems
  • Rural Route Hobby Farm Insurance

Western General - A division of Economical Mutual Insurance CompanyWestern General®, a division of Economical Insurance®, is based in Woodstock, Ontario. Founded in 1905, Western General has provided insurance products to farming families for over a century.

No matter what type of agricultural business you operate, Western General has a range of innovative products that fit your unique needs, making your job easier. They offer a variety of coverage levels that enable them to create a specialized insurance policy perfect for you.

Western General policies provide coverage for all your home, auto and liability needs giving you the peace of mind that your whole operation is protected.

Premier Dairy
Western General® understands the insurance needs of your commercial dairy operation and provides tailored solutions with both your residential and agricultural needs in mind.  

Canadian milk and dairy products have earned international reputation for excellence and are in high demand. The technology used to keep up with that demand has changed the industry and as the industry changes, so do your insurance needs. Western General is here to make sure you and your business are covered. 

A Premier Dairy policy protects large scale producers who want a flexible product, fully customizable coverage and great value for their business. 

Premier Dairy policyholders:

  • Have a minimum of 30 milking cattle
  • Derive their main source of revenue from dairy operations
  • Are 100% Canadian owned
  • May be an independent or family owned business partnership 
    or corporation
  • Have been in business for at least five years
  • Have modern facilities and machinery
  • Have quality control and management practices in place
Premier Poultry
Poultry consumption is at the highest it’s been in twenty years. The number of birds being raised is growing at an unprecedented level just to keep up. Advanced technology now plays a huge part in the industry which has changed the insurance needs of poultry farmers like you. 

A Western General® Premier Poultry policy protects large scale producers who want a flexible product, fully customizable coverage and great value.

Premier Poultry policyholders:

  • Have a minimum of 10,000 birds
  • Derive their main source of revenue from poultry operations
  • Are 100% Canadian owned
  • Independent or family owned business partnership or corporation
  • Have been in business for at least five years
  • Have modern facilities and machinery
  • Show pride of ownership through excellent quality control 
    and management practices
Premier Equine

Equine insurance needs are complex and often require coverage for high-valued homes, horse mortality, and liability exposures along with farm, commercial, and automobile coverages. 

Because of this new industry demand, Western General® created Premier Equine*–a comprehensive insurance product specifically designed to target high quality equine operations.  

Premier Equine policyholders:

  • Have a minimum of 12 stalls in their facility
  • Derive their main source of revenue from equine operations
  • Are 100% Canadian owned  
  • May be an independent or family owned business partnership 
    or corporation
  • Have been in business for at least five years
  • Have modern facilities and equipment
  • Show pride of ownership through excellent quality control 
    and management practices
  • Have excellent loss experience.