Farm Insurance

Farm InsuranceFor over 25 years Jones & Associates Insurance has specialized in serving the agriculture communities of Northwestern Ontario. We pride ourselves on the knowledge and support we provide our clients.  Whether you run a small hobby farm or a large agricultural operation, we can customize a policy that suits your needs.

Get a Farm Insurance Quote


We are proud to partner with experienced insurers that have been in the market place for over 100 years.

Heartland Farm Mutual Inc. formed in January 2016 from the merger of North Waterloo Farmers Mutual and Oxford Mutual.  These two parent companies bring together a combined total of more than 250 years of experience serving rural Ontario’s insurance needs.

Originally established as a fire insurance company for the Northern townships of Waterloo County, Heartland (North Waterloo Farmers Mutual) has continually expanded its scope to include its present day insurance coverage for all of Ontario.

Farm Coverage

  • Poultry
  • Dairy
  • Hog
  • Beef
  • Goats
  • Horses
  • Sheep
  • Crops/Greenhouses
  • Replacement Cost
  • Barns & Outbuildings
  • Business Interruption (Loss of Income)
  • Equipment & Machinery
  • Livestock
  • Farm Produce
  • Farmers Accident/Injury
  • Farm Liability
  • Hobby Farms

Newer farms may qualify for enhanced coverage through one of their specialized “Elite” programs:

  • Elite Dairy Insurance
  • Elite Dairy Goat Insurance
  • Elite Poultry Insurance
  • Elite Equine Insurance
  • Elite Cash Crop Insurance

They are committed to serving the unique needs of rural Ontario, with special coverage options for:

  • Antique Tractor Coverage
  • Solar FIT and MicroFIT Sytems
  • Rural Route Hobby Farm Insurance

Western General - A division of Economical Mutual Insurance CompanyWestern General®, a division of Economical Insurance®, is based in Woodstock, Ontario. Founded in 1905, Western General has provided insurance products to farming families for over a century.

No matter what type of agricultural business you operate, Western General has a range of innovative products that fit your unique needs, making your job easier. They offer a variety of coverage levels that enable them to create a specialized insurance policy perfect for you.

Western General policies provide coverage for all your home, auto and liability needs giving you the peace of mind that your whole operation is protected.

Premier Dairy
Premier Poultry
Premier Equine