Prevent Surface Water Flooding During Rainy Season This Fall

November is here! Check out some of these great tips to help keep your home dry during the rainy season this Fall.

Did You Know? The primary reason your basement and home can flood during a rainstorm is due to poor or blocked drainage. To help you keep water from seeping into places it’s not wanted, use the following precautionary measures to protect your home and its belongings from flooding due to surface water.

Insured damage for severe weather events across Canada reached $2.4 billion last year (2020), according to the Insurance Bureau of Canada.

Source: Severe Weather Caused $2.4 Billion in Insured Damage in 2020 in Canada (

Flooding Due To Surface Water

Use these simple prevention tips to avoid flooding in your home:

  • Clean the gutters and the drainage downspouts attached to your roof at least twice a year.
  • Have your roof carefully inspected at least once a year by a knowledgeable professional.
  • If your house or commercial lot is at risk of flooding from a higher neighbouring property, consider building a solid wall masonry fence on the water-vulnerable boundaries of your property.
  • Be vigilant for warning signs of an impending water flood problem.
  • Make sure that the ground area within three metres of your home slopes away from your home’s foundation.
  • Extend downspouts at least three metres from your home.
  • Direct water flow from downspouts away from your home, being careful not to discharge the water too close to adjacent property.
  • Preventive landscaping can also help reduce the chance of a mudslide or flooding.

Also, make sure that your sump pump is working properly in the event of a flood, and that you or someone you know is able to keep an eye on your home during heavy rainfalls.

Safety First

Plan ahead! If flooding occurs, be familiar with how to shut off electricity, gas and water at main switches and valves. Knowing how to do this ahead of time will help you to react quickly and minimize potential damages. With November’s rainy season now upon us, now is a great time to reach out and ask your broker for more information or to review your current water coverages.

Speak To One Of Our Personal Lines Insurance Brokers

To ensure you are getting the most out of your policy, contact an expert at Jones Insurance today at 807-343-9444. As always, we’re with you.

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